How To Make Money Online Without Paying Anything

How To Make Money Online Without Paying Anything (17 Ways)

If you are wondering how to make money online without paying anything, this article is for you.

Equally, if you’re asking yourself “how can I earn money sitting at home?” we’ve got you covered here.

Keep reading.

Many people want to make big money online but due to lack of startup finances, it becomes hard to achieve their online money-making dreams.

Surprisingly when looking for ideas for making money online, most of the articles you will find online recommend people to start a blog first before anything. But not all people can afford the cost to start a blog.

Thankfully, there are tons of ways to earn money from the internet for free.

In this article, I am going to share with you 17 legit ways to make money online without investment. You will just need to invest your time, talent, and creativity.

Keep in mind, though, that nothing comes easy. You have to work hard and put more effort to see those big bucks coming into your pocket.

Let’s get rolling.

1.    Make Money Online Freelance Writing

Make Money Online Doing Freelance Writing

One of the greatest ways to make money online without paying anything is freelance writing.

You don’t need any money to become a freelance writer. What you need is a good hand in writing, some research skills, and a sense of creativity.

If you can convince a client that you can help them in writing their website content or blog posts then you can earn a living through freelance writing.

The good thing about becoming a freelance writer is that you have plenty of opportunities from writing eBooks to email copies, legal writing to press releases, etc. And you can choose any niche or venture into any industry.

Businesses have recognized the need to establish a consistent online presence. For this reason, many businesses have business websites, blogs, social media platforms, and other online channels.

All these online channels need articles, content, blog posts, etc. That’s why the demand for freelance writers is high.

Another good thing about becoming a freelance writer is that once you establish your online portfolio, you can land repeat gigs. These are clients who will always come back regularly seeking article writing help from you.

It’s worth noting though that there are tons of other freelance writers out there.

To make yourself stand out from the crowd, you need to create a stellar profile online and provide top-notch writing services.

You also need to know how to pitch to clients for you to land high paying gigs.

As a freelancer, you can either decide to provide your freelance writing service via content mills such as,, and many others. Or use job boards such as Blogging Pro,, ProBlogger, etc.

Note that many bloggers are making six-figure salaries by reaching out directly to website and blog owners.

Search for websites that are looking for writers by using search strings like “your niche + write for us”, “your niche + paid ghostwriters” etc. to discover these websites and submit your pitch.

How to Become a Freelance Writer

Even though freelance writing is one of the good ways how to make money without paying a dime, there are prerequisites to it.

Here are just a few essential things to sort out before you get started:

  • Decide the topics you want to write about- here, you will need to understand where your passion and interest lies. Do you enjoy writing about technology, food, traveling, and beauty, or are you a fashion fanatic?
  • Publish a few writing samples- Head over to and create your own blog for free then publish a few articles you can use as samples when applying for writing tasks. If you have a few cash, you can start a self-hosted blog (use my definitive guide on how to start a blog here).
  • Once have a few samples online, you can either join a content mill or start searching for writing jobs online.

2.    Make Money Online Taking Online Paid Surveys

There are tons of survey websites and apps out there you can earn a few bucks on the side by taking online paid surveys.

It’s easy to get started.

In a bid to serve customers effectively, market research companies are gathering data based on customer’s interests. This has fueled the surge in online survey websites and apps.

You just need to register on a website and start taking surveys.

There are plenty of scammers though. So you need to pay attention lest you get conned your money for nothing. In fact, if you come across a website that requires you to pay registration fees to get paid surveys, run away from it as fast as you can.

The good thing about online paid survey jobs is that they are flexible. You can decide when to take a survey. Besides, they don’t take too much time. Some surveys take as little as five minutes.

There are no specific skills required.

It’s worth noting that online paid surveys cannot make you rich quickly. The amount you earn through paid surveys is to sort out a few bills. Many websites have a limited number of surveys per day per person.

A good rule of thumb is to join several survey websites to maximize your earnings.

Some of the trusted survey websites include Swagbucks, Survey Junkie, InboxDollars, etc.

It’s free and easy to get started taking online paid surveys.

  • Create your Gmail address or use other email service providers of your choice.
  • Join survey websites of your choice.
  • Create your profile or take the intro survey.
  • Get started.

3.    Become a Virtual Assistant

This is also another legit way to make money online without investment.

As a virtual assistant, you will be tasked with various responsibilities like publishing and editing blog posts, editing company videos and uploading them on their YouTube channel, managing social media profiles, etc.

As you can see, VAs have endless opportunities.

It’s worth noting that some of the VA tasks will require you to understand how to work with particular programs or how to use particular social networks.

You don’t need a degree or any special education. You can learn how to become a virtual assistant online for free and start finding your own clients.

Many people are working as personal VAs out there earning big money these days.

The good thing about working as a virtual assistant is the flexibility it offers. You can either do it part-time or even as a full-time business.

There is a huge demand for VAs currently as businesses are looking for individuals who can manage their social media profiles and business blogs to keep an active online presence.

If you have some administrative skills you can make good money online as a virtual assistant.

4.    Get Paid to Test Websites and Apps

You can also generate a side income by testing websites and apps. In a bid to satisfy users’ needs, companies need to gather feedback about the functionality, usability, and effectiveness of their products from real users.

For this reason, when a project is completed (could be a website or an app) they ask for a group of targeted users to test their product before it is released to the public.

This is a good way to earn money online without investment for students, stay-at-home moms, and dads, etc.

There are plenty of websites where you can join and start testing websites and apps including,,, and many others.

As a website or app tester, you can expect to earn from $10 to $60 per test.

Note that there are tons of testers on the market today so the competition for these tasks is also high.

To maximize your earning potential, you may need to sign up on different user testing websites.

5.    Make Extra Income Online as a Graphic Designer

Many people view graphic design as a complicated thing to do but this is one of the easiest ways to make money online without spending a dime.

This job involves editing images and if you possess some design skills then you can tap into the pool of opportunities for freelance graphic designers out there.

As a graphic designer, you will work with both company and individual logos, social media covers, brochures, banner ads, marketing materials, infographics, and many others.

You can create a profile on Upwork or Fiverr and start offering your graphic design services.

You can also reach out directly to potential clients although you have must have your online portfolio to showcase your skills.

WordPress, Wix, Medium, and many other blogging platforms allow you to create your own portfolio website for free.

To show some sense of seriousness, you can cough a few bucks and get hosting from Bluehost then install WordPress to avoid those distractive ads.

There are plenty of free tools such as Picsart, Canva and many others you can use to create stunning images. You can advance to other complex tools like Photoshop once you start generating some income.

You can also create your own stock graphics and sell them to potential clients.

You can sell your photos on many stock photo websites out there and make big money online.

6.    Write eBooks

Writing eBooks is one of the free ways to make money online but unfortunately, many people are yet to notice this.

Think about this: How many Twitter, Facebook or Instagram posts do you make per day?

Did you know you can write one eBook per day?

Now, let me challenge you today. Identify a topic that has your passion or one that you are interested to learn about then start creating content that educates, informs and entertains people.

People are looking for ways on how to make money online without paying anything. You could write an in-depth eBook on this topic and sell it through Amazon, eBay, Google Books, etc.

You just need to make sure your eBook helps people to solve their problems. Make sure your eBook is attractive and easy to understand.

Generating income through writing eBooks is not an overnight thing though. You will need to devote some good bit of time before you can start earning money with your eBooks.

The good thing about creating an eBook is that there are plenty of free tools like Ms. Word and many others. You can either get into writing eBooks as a part-time or full-time job.

To maximize your income potential, you need to churn out great eBooks consistently. You have plenty of opportunities from novels, to how-to, and guides, etc.

7.    Become a YouTuber

Being the second most used online platform, YouTube offers a great opportunity for people who are looking to make money online for free.

YouTube offers plenty of opportunities to earn big money on the internet. You just need to create interesting videos and grow your YouTube following then start earning money through sponsorship deals, AdSense or even through affiliate links.

People are more attracted to video than text content. You can start a YouTube channel on your topic of interest and start sharing your videos.

You don’t need a fancy camera to shoot videos. You can use your smartphone to record videos that educate or inform people on a topic you have great knowledge about.

Starting a YouTube channel is free and in fact, it’s easier to be successful on this platform than blogging.

The good thing is that anyone can become a YouTuber as long as you have the time to record an interesting piece of video.

The good thing about this kind of make-money-online job is that it’s much more flexible.

You can do it after work and students can do it after school.

If you have ample knowledge on a particular topic (cooking, swimming, website development, etc.), you can share it with the word in the form of a YouTube video.

To make good money from YouTube, you need to share viral videos that people will watch, share, and like.

If you accumulate millions of followers, you can expect to make thousands of dollars per day.

Kim Thai a Mukbang influencer is now earning a six-figure salary by just eating. So you can see how much earning potential YouTube can offer you.

And there are many other YouTubers making a decent income out there.

8.    Become an Online Consultant

If you have expertise in the health, travel, food, automotive and many other industries out there, you can offer consulting services to clients on the internet.

You can do consulting in various ways.

You don’t need any money to get started as an online consultant. In fact, if you have been working in a particular industry, you can use your experience to generate income online.

Plenty of online channels such as LinkedIn, Twitter, and Facebook allow you to connect with people who can be your potential clients for free.

You just need to present yourself professionally then start looking for clients.

It may take time before you land your first client, but once you get one, you can earn good money.

The good thing about online consulting is that you can work with big and small organizations, individuals, and companies and charge per hour or per project depending on your agreement with the client you are working for.

9.    Make Money on the Internet as a Web Designer

Many of the web designers I know out there are making $1,000+ per month online. If you are computer literate with some coding knowledge then you can make big money online as a web designer.

You can also become a web designer without coding knowledge thanks to the availability of website designing platforms like WordPress and many others out there that don’t require any coding knowledge to work with.

These platforms allow you to create stunning and classic websites for clients.

Learning how to create a WordPress website is also easy given the tons of information out there.

10.       Make Extra Income Online Through Mentorship

If you have ample knowledge on a certain subject you can become a good mentor and start making good money.

You just become a teacher on a certain topic through the internet.

As an online mentor, you will be educating your clients on a particular subject. People are looking for easy ways to solve their problems. Many people are desperate to achieve their goals. If you can help this class of people through mentorship, you can generate extra money in return.

There are tons of topics you can offer your mentorship services such as family, relationship, health, and nutrition, finance, etc.

You just need to identify your target audience and what problem they are facing then start mentoring them.

11.       Earn Money on the Side Through Online Tutoring

Earn Money on the Side Through Tutoring Online

The advent of technology has made teaching beyond the four walls simple and easier.

The good thing about online tutoring is the flexibility it offers. Some people are even doing it full-time but I would recommend doing it part-time because still, you can make more than $30 per hour. Different teaching jobs will have different education and experience requirements. But you must have prior teaching experience to get good money from online tutoring.

Many native English speakers with a Bachelor’s degree are earning a lot from teaching foreigners in other countries like China, India, etc.

You can join VIPKid, QKids and start teaching English to students. These are online education companies with a good reputation currently.

They allow full flexibility and provide you with lesson plans and teaching materials.

12.       Sell Online Courses

People are thirsty for knowledge. And given that the internet is updated with fresh content regularly, many are flocking the web to learn new things.

You can make money from home by creating and selling online courses.

The good thing is that everyone has their area of specialty and there are amateurs on almost every topic.

For instance, non-native English speakers are looking for ways to perfect their understanding of the language. Entrepreneurs are looking to learn ways to grow and sustain their businesses.

You can create a good online course to teach business owners how to maximize profits and minimize costs or how to attract more customers without spending too much money.

Just make sure your online course is in the form of text and video. Videos are attractive but text content can help to elaborate things more, so a combination of the two can work greatly.

Also, keep your course simple and straightforward.

The good thing about creating online courses is that, unlike selling physical products, you don’t need too much capital. You can create a course using free tools and start making money with it. And you can create a course on almost any topic from health to relationship to finance matters.

Another good thing is that you create your course once and earn money from it for many years.

Once you are done creating your course, you can sell it on the internet either through your website or on other online platforms like,, etc.

Creating and selling a course online is not as easy as people may think though.

There are prerequisites to creating a course.

Before you create any course, do the following:

  • Find out what information people are looking that you can provide them with, in the easiest way possible
  • Do you have the knowledge and expertise to educate people?
  • Have you done this before? Can you prove it to people?

You also need to check whether the topic on which you are creating a course is lucrative. You don’t want to waste your time and effort on something that doesn’t payback.

So, find out the state of the competition in that course, look on Amazon to see whether there are courses like yours, try to ask questions on social media about the course you are creating to know whether it has a huge audience, etc.

You can then create your course in the form of video, webinar, PDF, audio, etc.

13.       Become a Transcriber

Become a transcriber

Many people have chosen to become transcriptionists due to the flexibility of the job. If you can punch the keyboard several times per minute then you have a lot of transcription jobs waiting for you out there.

You can take as plenty or as little jobs as you want but many websites will offer you a typing test to assess your typing speed before allowing you to take jobs.

According to ZipRecruiter, the average transcriptionist makes approximately $60,000/yr.

And many people are doing it as a full-time job.

14.       Become an Online Marketer

Online marketing is a profitable idea to make money online without paying anything these days as plenty of businesses are looking to market to the world.

There are tons of ways you can promote other people’s businesses (or yours) online and make money.

People spend more than 6 hours a day on the internet.

And businesses are looking to tap into these online users.

You can become an online marketer and promote other people’s businesses through video marketing, influencer marketing, social media marketing, etc.

All these channels are free. You just need to invest your time and effort and you are good to start generating those extra bucks on the side.

15.       Make Money Without Paying Anything Through Affiliate Marketing

Affiliate marketing is one of the lucrative business models out there. Here, you promote other people’s products and earn affiliate income. You don’t have to invest money in creating or buying the products.

You just need to register as an affiliate of a particular company then promote their products using your affiliate link.

When customers purchase the products you promote through your affiliate link, you earn a commission.

You don’t need to meet the customers face to face neither do you need to contact them. You just need to promote the products in the best possible ways that could attract sales and conversions.

Some of the successful affiliate marketers have created websites to fully promote products of other companies.

On their websites, they educate you about a particular product(s) and then recommend it to you.

In my blog, I usually promote other companies’ products. For instance, when you register your domain name using my Bluehost affiliate link, I may earn a percentage of the amount you pay.

If you don’t have the money to create a blog to promote other people’s products, don’t worry, you have plenty of ways to make it happen such as social media, emails, etc.

16.       Influencer Marketing

Do you love Instagram? If so, chances are that you spend more time checking your Instagram account than cleaning your utensils.

So you can make pretty good money as an Instagram influencer.

The platform is free to join and you can take advantage of the 500 million + daily active Instagram users and earn greatly.

It’s easy to become an Instagram influencer.

Just work on increasing the number of your followers by posting useful and interesting posts or Stories.

When you hit the thousand-mark of followers who engage actively with your pots you can start to generate extra bucks from Instagram.

There are various ways you can make money as an Instagram influencer.

For instance, you can promote products of other brands, sell your own products, or even get sponsorship deals.

Instagram has great income potential.

17.       Do Data Entry & Typing Work

If you can type fast and accurately then you can do data entry work and earn good money without spending anything.

There’s a huge demand for data entry specialists on Freelancer, Upwork, Fiverr and many other bid-to-write websites. You just need to create a professional profile, upload your photo, and start applying for jobs.

Note that, the competition is huge as many people are also looking for data entry opportunities. So you need to guarantee the accuracy, offer your services at a reasonable price, and deliver work in time.

Even though data entry is a low-paying job if you offer good quality services, you can make good money with it.

Here Is A Video Version If You Prefer To Watch

How to Make Money Online Without Paying Anything-Frequently Asked Question (FAQs)

In this section, I am going to answer most of the frequently asked questions when it comes to making money online without paying anything.

How can one make money online with no money?

There are plenty of ways to make money online without spending a dime. Selling online courses, online tutoring, freelance writing, influencer marketing, are just a few of them.

Is it possible to make money online fast?

It all depends on the services you are offering. With some services, it may take longer but with others, you may start earning good money immediately after starting. Teaching online, freelance writing, are some of the fastest ways to make money online without paying anything.

Is it possible to earn passive income online while you sleep?

Yes, it’s possible to generate passive income while sleeping but it takes time before you can reach that level. Besides, not all methods can guarantee 100% passive income.

It’s important to note that when it comes to generating passive income your effort, hard work, and persistence matter a lot.

What are the best passive income methods to make money online?

Creating and selling online courses, writing and selling eBooks on Amazon, Instagram influencer marketing, eCommerce dropshipping, are some of the ways to generate passive income online.

How do you monetize a blog?

You can monetize a blog with Affiliate marketing, selling digital courses, sponsored content, Google AdSense, etc.

Wrapping it Up!

As you can see, you can make money online without paying anything. All the methods listed in this article are legit and many people are using them to make big money online.

To wrap up my post on how to make money online without paying anything, here are the legit ways I shared:

  1. Make Money Online Freelance Writing
  2. Make Money Online Taking Online Paid Surveys
  3. Become a Virtual Assistant
  4. Get Paid to Test Websites and Apps
  5. Make Extra Income Online as a Graphic Designer
  6. Write eBooks
  7. Become a YouTuber
  8. Become an Online Consultant
  9. Make Money on the Internet as a Web Designer
  10. Make Extra Income Online Through Mentorship
  11. Earn Money on the Side Through Online Tutoring
  12. Sell Online Courses
  13. Become a Transcriber
  14. Become an Online Marketer
  15. Make Money Without Paying Anything Through Affiliate Marketing
  16. Influencer Marketing
  17. Do Data Entry & Typing Work

You don’t need to try them all. Just chose a few and give them a try before you decide which one works best.

Good luck!

Spread the love